Please click one one of the links below to navigate to the appropraite group of questions.
How many hours do I need to be in benefit?
How will I know once I have worked enough hours to be in benefit and therefore qualify for benefits coverage?
Will I know if I am no longer in benefit?
What happens if I terminate my benefit coverage due to lack of hours worked and not having made a self-payment?
What happens if I am no longer working for an employer, can I continue my benefit coverage?
How long do I have benefit coverage?
How many self-payments am I allowed to make?
What happens when I turn age 65, can I maintain benefit coverage?
How do I change my address?
How do I change my dependants?
How do I change my life insurance beneficiary designation?
What if I have reciprocal hours?
Ques: How many hours do I need to be in benefit?
Ans: This differs for each Trust Fund. All plans are unique. Contact your Welfare plan administrator at your local BPA office for further details on your specific plan.
Ques: How will I know once I have worked enough hours to be in benefit and therefore qualify for benefits coverage?
Ans: BPA will automatically send you a Notice of Coverage once the hour eligibility criteria has been met.
Ques: Will I know if I am no longer in benefit?
Ans: BPA will automatically send you a Termination Notice letting you know you either need to have hours reported from an employer or a self-payment is required to stay in benefit. Should neither of these occur, you will have your benefit coverage terminated.
Ques: What happens if I terminate my benefit coverage due to lack of hours worked and not having made a self-payment?
Ans: If you have not contacted your Welfare plan administrator within 30 days of receiving your Termination Notice then you will have to reinstate your benefit coverage through working hours. Most plans have time constraints regarding a member being able to reinstate benefit coverage. These time constraints may be different for your plan. If you regain benefit coverage through the plan reinstatement provision your Welfare plan administrator will send you a Reinstatement Notice. Contact your Welfare plan administrator for further details.
Ques: What happens if I am no longer working for an employer, can I continue my benefit coverage?
Ans: Yes, most plans have a member self-payment option if you do not have hours being reported through your employer. Contact your plan Welfare administrator in your local BPA office for further details.
Ques: How long do I have benefit coverage?
Ans: If you maintain the monthly hours required to be reported you will continue with benefit coverage. If you cease working and have accrued the maximum hour bank allowed your coverage will continue until the hour bank is exhausted. Once your hour bank is exhausted you may self-pay if your plan allows for it.
Ques: How many self-payments am I allowed to make?
Ans: This depends on the provisions of your benefit plan as set up by the Board of Trustees. Contact your Welfare plan administrator in your local BPA office, if you wish details on your plan.
Ques: What happens when I turn age 65, can I maintain benefit coverage?
Ans: As each plan is unique in the design you will have to contact your Welfare plan administrator in your local BPA office for further details.
Ques: How do I change my address?
Ans: Contact your Welfare plan administrator in your local BPA office and ask that an application card be sent to you for your completion.
Ques: How do I change my dependants?
Ans: If you need to add/delete dependants contact your Welfare plan administrator at your local BPA office and an application card can be sent to you for completion.
Ques: How do I change my life insurance beneficiary designation?
Ans: You must contact your Welfare plan administrator in your local BPA office and an application card will be sent to you for completion.
Ques: What if I have reciprocal hours?
Ans: Your hours will be credited to you in accordance with the Reciprocal Agreement. To be sure that you are receiving credit for the hours you work, you may always contact your Welfare plan administrator in your local BPA office if you wish to verify that they have been received.